Simple, no-nonsense charges

The finance industry is full of hidden costs and unexpected charges. We realise how unsettling that can be, and we aim to break the mould. That’s why we charge on a straightforward, fixed annual fee basis.

We start with a no obligation, no cost, discovery meeting to begin the process of getting to know each other. Then, once we’ve agreed that we're comfortable moving forward together, we'll discuss and agree the initial fee for the next stage of the process – the development of your financial master plan. This fee will be between £995 and £4995 depending on the complexity of your circumstances and will be confirmed in writing before any work commences. 

We then move forward with the next 3 stages of the financial planning process – the fact find meeting, the creation of your financial plan, and the review and recommendations meeting.

Following a thorough evaluation of our work, you can then decide if you want to engage with us for the implementation and ongoing management of your plan. Alternatively, you can choose to take it away and follow your own course of action, knowing that you have sound advice behind you.

Our charging structure for our ongoing service is tiered:

 

Tier 1:  Financial planning for clients with straightforward requirements, i.e. those getting their building blocks in place or winding down through retirement

£333 per month (£4k per year)

Tier 2:  For clients more established on their financial journey, i.e. those with some level of investments but needing support to ensure that their financial planning is on track to meet their needs and objectives.

£667 per month (£8k per year)

Tier 3:  For investors with more complex financial planning needs, i.e. those with multiple and complex assets.

£1.25k per month (£15k per year)

Family Office:  For sophisticated affairs with multiple assets, where clients need help with all aspects of their personal and business finances.

From £25k per year

 

Your tier will be determined based on a number of different considerations, including:

  • Income

  • Investable assets

  • Variety/complexity of holdings

  • Number of clients (single client, couple, family etc.)

  • Estimated resource required

 

We will agree together which tier suits you best before we start any work -  you'll always know where you stand

You can choose to pay your fee directly or through your investments, either monthly or annually. We don’t tie you down - you can opt out of our service at any time.

We review our charges on an annual basis, and we guarantee not to change them within the year.